Your health is one of the most important things you have, so using a medical aid scheme from Medihelp can ensure that both you and your family are covered in case you need expensive (but vital) medical treatment. As one of South Africa’s largest medical aids, Medihelp is able to provide a number of coverage options to suit your medical needs and your budget, ranging from a fully comprehensive plan to a hospital plan.
With over 106,000 members, Medihelp is South Africa’s 3rd largest medical scheme. Medihelp offers an electronic claims system (on which 84% off all claims are received), helping the company to process claims efficiently and quickly.
There are 7 benefit options provided through Medihelp, aiming to provide varied medical coverage to different income groups. These options are; Unify, Necess, Dimension Prime 1, Dimension Prime 2, Dimension Prime 3, Dimension Elite, and Medihelp Plus. Here are some further details about each option so that you can choose the medical aid scheme from Medihelp that is best suited to your circumstances.
From R744 per month (if you earn under R7500 per month), Necesse is Medihelp’s most affordable medical aid scheme. Most of the healthcare services or provided by network doctors or providers that have been previously specified by Medihelp. The network Necesse option is operated by a service network of optometrists, GPs, pharmacists, specialists, dentists and hospitals. Necesse includes cover for medical emergencies and a hospital plan (subject to an overall limit of R800,000 annually per family).
- Dimension Prime 1
This hospital plan will cost from R930 per month and also includes selective day-to-say services. This plan is best suited for healthy individuals who needs peace of mind that he or she is covered in case of an emergency. In this scheme, the value of preventative care can go a long way in keeping your medical aid costs to a minimum.
- Dimension Prime 2
This plan will cost from R1308 per month and is catered to healthy families and individuals who need comprehensive cover against hospitizalation or medical emergencies. In this option, the funds in the medical aid savings account can accumulate if they are not used for day-to-day medical expenses.
- Dimension Prime 3
For day-to-day benefits and a hospital plan, Dimension prime 3 will cost from R1560 per month. This comprehensive scheme allows for cover of hospitalization, medical emergencies, as well as the insurance of day-to-day benefits.
- Dimension Elite
The comprehensive cover provided under the Dimension Elite plan (the top of the Dimension range) will cost from R2394 per month. This scheme offers extensive day-to-day healthcare as well as cover for hospitalization and medical emergencies.
- Medihelp Plus
From R4278 per month, Medihelp Plus is the most comprehensive scheme offered by Medihelp. This plan covers diverse day-to-day healthcare needs as well as excellent medical emergencies coverage and a private hospital plan.
These days, you simply cannot afford to be without some kind of medical aid cover, particularly in the case of an emergency or if you need hospitalization. If you earn enough to do so, it is important to budget for some kind of medical coverage to stand you in good stead. Medihelp provides enough medical options for you to choose according to your health and budget. To find out which scheme best suits your needs, it is best to contact an experienced Medihelp consultant who will be able to give you invaluable advice. Who knows, it could even save your life one day?
For further information about a medical aid scheme from Medihelp, the company can be contacted via a number of means. To get hold of the Medihelp Head Office, call (012) 334 2000 or email firstname.lastname@example.org. You can also visit the Medihelp website on www.medihelp.co.za. To visit Medihelp in person, you can go to 84 Beatrix Street at Arcadia, or contact Medihelp via post on PO Box 26004, Arcadia, 0007.