Cheap medical aid cover in South Africa for people who want to belong to a scheme but cannot afford to join the more expensive providers is available to those who need it. Benefits are usually a bit more limited because of the low cost monthly payments but for some it can cover their needs and be more than adequate. Many single people go for a less expensive provider as they do not need the range of extensive benefits that the larger companies offer in their various policies.
Before applying for a cheap medical aid cover plan one needs to decide exactly what benefits are needed for their individual circumstances. For example, many will feel that all they really need is hospital cover as they find themselves hardly ever or never having to visit the local doctor or pay for medicine at the pharmacy. Others perhaps hardly ever get sick but may have a chronic disease such as asthma and need help to pay for asthma medication every month such as inhalers and nebulizer refills.
Families need to be a little cautious with what benefits and cover is available in the more affordable policies as having children is a different story and often un-predictable things happen. A good idea is to sit down and work out exactly what it is you require from a policy and roughly what your individual needs are. We suggest if you are a single person that hardly ever gets ill and maybe visits the doctor perhaps just once a year than you do not need a policy that is going to cost hundreds of Rands each month. A simple hospital plan or cheap medical aid cover will be more than adequate.