Bonitas Hospital Plan for those who want to be covered in the case of an emergency is an affordable way to ensure that you have options if you need to go to hospital. Bonitas is South Africa’s second largest medical scheme and was voted best medical aid in South Africa. It has been around for 27 years and is guaranteed to meet your insurance needs. It is more affordable than other schemes and has five incredible options available in terms of plans. Bonitas focuses on keeping you healthy, and also provides cover should you get injured. Their plans are extremely diverse, and offer coverage from hospital to your day to day needs.
The Bonitas Hospital Plan is accepted in most South African hospitals. Of the five programmes available the BonCap programme is the most affordable major medical scheme. It provides cover for you in hospital up to R500000 annually for as little as R371 per month. It also has the additional benefit of unlimited consultations with a GP as long as it is in the Bonitas network of doctors, and a few supplementary benefits. So if you are injured you have the options of visiting a doctor on the Primary Cure network, or going to your nearest hospital. The scheme provides you with the security of knowing that you will be taken care of.
If you are looking for more coverage, they have four other plans that you can look at. The most extensive cover is provided by the BonComprehensive plan. For R1687 for the principal member this plan provides you with unlimited hospital cover, 63 chronic conditions and their medications and a host of other additional benefits. Bonitas aims to have options for people of all backgrounds. Depending on your salary, particular plans will be more affordable for you. What is guaranteed though is that if you have a Bonitas Hospital Plan, you can feel secure that you’ve got great coverage.
Benefits of Hospital Cover from Bonitas
The benefits of hospital cover from Bonitas are great but depend on the type of package that you have with the medical aid provider. With over 250000 members, Bonitas must be doing something right and is seems that their product range and good value for money is their draw card. There are three options for you to choose from when looking at hospital cover specifically. Firstly the Bonitas Bonsave option provides its’ members with unlimited hospitalization at any hospital. This option includes a comprehensive maternity benefit that includes private ward benefits. This is virtually unheard of in hospital plans. In addition to this, this package offers fantastic basic and dental benefits, covers specialised radiology, and even provides you with R5 million in cover should you be travelling internationally.
The Bonitas Standard option offers various benefits of hospital cover from Bonitas such unlimited hospitalization at any hospital but at 100% of the Bonitas rate whereas the previous option offers 150% of the rate. This plan also allows for comprehensive maternity benefits as well as specialised radiology. In addition to this, the standard option covers forty-four of the chronic conditions unlike other medical aid providers who only cover twenty-six as this is what is required by legislation. The last option called the Bonitas Primary option has a limit of R600 000 and the member has the option of any private hospital in South Africa. Unlike the previous options this option only covers basic dentistry but the day to day benefits are generous and cover radiology, pathology, and optometry. You can also ask for top up cover on this plan which will allow you to enjoy additional benefits up to R2million.
With a growing number of members, this medical aid provider is clearly offering something special. So if you are looking for hospital cover that is affordable then contact Bonitas today and get all the information you need on the benefits of hospital cover from Bonitas.