It is essential for peace of mind that you have a medical insurance of some kind, and the Bonitas Bonsave medical aid package could be the right one for you.
Why is it necessary to have a medical aid?
It is impossible to predict when illness or injury will occur, but you can be sure that at some point in your life you will be in need of professional medical assistance. Even if you are healthy and have never been sick a day in your life, you cannot be sure that you will never be the victim of an assault, bitten by an animal, involved in a car accident or a myriad of other incidents where you could be hurt. Emergency hospital fees are incredibly expensive, and should you require surgery or other specialist treatment or care, you could owe a huge amount of money. If you do get sick one to several times a year, visits to your doctor and the cost of the medicine he or she will prescribe can be expensive. Medicine that you might take regularly, like the contraceptive pill, pain killers, anti-nausea tablets, throat lozenges and many more, can also rack up a hefty bill.
It is also important to visit the dentist regularly which can also cost a lot of money. If you have a chronic illness like Rhinitis, Diabetes or a heart condition you will most likely need chronic medication and treatment for a long period of time. The costs for any of the above will be high, and you can be sure that at some point you will need some sort of medical assistance. If you have children, you will need to be sure that their medical fees will be covered should something happen. It is better, after all, to be safe rather than sorry.
Is it better to go for a hospital plan instead of a medical aid?
Medical aid packages can cost anything from a few hundred to several thousand per month, depending on what package you choose. This can be very expensive, especially if you are paying for several dependants’ medical insurance as well. Another option, if you cannot afford a full medical aid package, is a hospital plan. This option is generally much cheaper than a medical aid package. A hospital plan will cover emergency hospital treatment, but generally nothing else. This plan will give you peace of mind in that you know that if you are ever involved in an accident of some kind your hospital costs will be covered. Unfortunately, you will have to cover the costs of your dentist and doctor’s appointments, your medication and any planned hospital procedures.
If you are not a sickly person and do not require any medication regularly, this could be a good option for you. However, a medical aid package will give you more reassurance that your health will be looked after.
Choosing a good medical aid provider
There are many different medical aid providers to choose from including but not limited to the following:
- Discovery Health
- Momentum Health
It is important to choose a medical aid that is reputable, has many happy clients and that you can trust. Bonitas is a company with a long standing reputation for being a good medical aid provider.
Choosing the right medical aid package for you
There are many medical aid packages to choose from. Most package cover emergency hospital procedures and then offer other benefits like appointments with health professionals, some or all medication, chronic medication and planned hospital procedures. The right package for you depends on your needs and the needs of your dependents. Some medical aid packages give you the option of a savings portion which you can spend on whatever medical assistance you would like, and then emergency hospital cover. There are a myriad of different options, and the Bonitas Bonsave medical aid package could very well be the right package for you.