Quotes online for medical schemes help you to compare so that you can see that they all charge you a similar rate to provide you with an average service and as few health benefits as possible. South Africa has a huge number of medical aids and health plans including Oxygen, Discovery, Bonitas, Momentum and Spectramed. These schemes are well named as schemes, because it can sometimes feel like they are literally out to get your wallet. You will need to compare quotes so that you can get the cheapest one for you and your family.
The reason that choosing to get quotes online for medical schemes to compare them is because if you speak to one of them directly, they may attempt to sell you a long story about how they’ll provide better cover for you. This is often not the case. At the end of the day whether you choose Spectramed, or Momentum, or Bonitas, or Discovery, or Oxygen, you could find that when you actually need your cover, you may just be presented with disappointing excuses. It’s good advice to ensure that whilst you are paying for the hospital or health plans for your family, you are also putting away a small fortune to protect their health when they really need it. It is the cheapest way to make sure that you are covered.
This may read like a cynic’s take on medical aid. Perhaps there is the potential for them to assist you in times of health and financial need. Perhaps there are people out there who feel like their medical aid provides them with all they need in a health plan. However, the vast majority of people paying will tell you that their health plans were not useful when they got sick. They had pursued the most expensive plan when they should have chosen the cheapest. It is considered by some a waste of time to have any type medical aid at all, which is why you should save precious time by getting your quotes online for medical schemes and comparing before making any final decisions.