When it comes to medical hospital plans in South Africa, there are approximately 105 different medical schemes to choose from. Now, for someone thinking of joining a company and getting a policy, this process can seem overwhelming and frankly, quite a mission. However, bearing in mind that there are over 49 million people in South Africa, only around 17% of them have medical aid so choosing a scheme isn’t all that difficult as all you have to do is narrow down your search by looking at your preferences. Although there are so many schemes available for you to choose from, not all of them are open to the public; in fact out of the 105 schemes, only about 33 of them are open to the public at the moment.
You need to look for a specific option in the scheme that interests you in medical hospital plans, as well as deciding which of the benefits you want included or excluded. There are many decisions to be made, which is why you have to be prepared when you are searching for a suitable medical plan for you and your family. You have to find the company that has your interests at heart and offers a scheme that is going to benefit you and not leave you with a gaping hole in your bank account every month.
There are so many options available to you, but a few of the most commonly used companies in the country include Liberty, Discovery, Bonitas, Fedhealth, Profmed, Resolution, Oxygen, Momentum, Medihelp and Genesis among many others. What you have to do is take the time to sit down and look through at least five of the above mentioned companies and see if any of them can offer you exactly what you need at an affordable price, and if not, move on to the next five that offer reasonable medical hospital plans that you can look through.