Discovery Health Medical Aid Scheme is one of the many schemes in South Africa that will take your money every month for very little benefits. Although you may have a hospital plan or even a plan with benefits such as the Vitality plan, you will often fine that there is legalistic fine print which means that at the end of the day you pay a substantial amount for your health care. Of course, some health care is always better than no health care. Doctors bills are always very high, even in government facilities, so it is always better to have that little bit of help when the bills start rolling in.
If you are considering investing in a Discovery Health medical aid scheme then it is a good idea to have one of their advisors come and talk to you about the various plans they have on offer. Not all of the schemes are the same – some are better for you if you are healthy, some are better for you if you suffer from a chronic illness. The difficulty is in ascertaining this information simply by reading their brochures. It can be extremely complicated and unless you ask for help you might end up with Vitality when all you wanted was a hospital plan and vice versa. Certain schemes only allow you to visit certain doctors and unless you want to pay the full price of your medical fees then it’s best to get educated!
Vitality is a benefits program that costs you a little bit extra every month but rewards you for staying healthy. When you do things like join the gym, buy healthy foods, or get your blood pressure checked these are tracked and you accumulate points. The more points you have the more money you get discounted at Pick n Pay and Clicks, and of course, the healthier you are. The best advice anyone can give you is to call Discovery and talk to them yourself about taking out a Discovery Health medical aid scheme.