Bonitas Health Medical Fund Scheme is one of the many health services providers in South Africa. They offer several types of cover so that you can choose the one that best meets your needs and your budget. These include a hospital plan at a lower cost but with fewer family benefits, or alternative options if you need chronic medication or would like a medical expenses account. It’s important to speak to the consultants and find out the right one for you and for your family so that you’re covered when you need to be. Make sure you investigate all of the loopholes and find out what sort of doctor referral system they operate on so that you don’t get caught out when you need the assistance the most.
If you are on chronic medication then you should consider the options that a Bonitas Health medical fund scheme can offer you. Essentially it is a hospital plan with the addition of a medical expenses account. This means that although you are only covered for your casualty visits, you put a little bit extra away every month to use if you need it. South Africa has its ups and downs and you never know when you’ll be in an accident, or when you’ll get sick with a virus. If you have investigated all of the types of cover you will be able to assess what is most suitable for you. It’s also important to assess what types of family benefits are available if you have a family.
Family benefits and chronic medication normally mean more expensive monthly payments, but they are generally lower than the amount you will pay if you have no cover at all. A hospital plan might meet all of your needs if you are healthy, but it’s advisable to put a bit of money away every month just in case. If you have any questions then speak to a consultant for more information on the medical scheme and hospital plan by Bonitas.