There are so many medical aid schemes for you to choose from, how do you know which one of them to choose? Well, first of all, what you should do is make a list of everything that you need in a medical plan. The types of cover you need, how long you need it for and how much you are prepared to pay every month. Your health is important, so if you can, don’t take the cheapest scheme that doesn’t offer you much, but rather realistically look at what you can afford. You can also get cover for your whole family, so you can ensure that everyone is covered in the event of an accident or illness.
Some of the companies you have to choose from when it comes to good affordable medical aid schemes are Spectramed, Oxygen, Momentum, Discovery and Bonitas. You may have heard of some of these on the radio, seen an ad on TV or read about them in a magazine, where they all claim to be the best out there, but the final decision is still yours to make. What you should do is visit each of their websites online and request a quote from them using your specifications and wait until you have received all the quotes. Then you can sit down with them all and decide which will be best for you to use in your current situation.
Don’t just look for the cheapest plan, but rather the one that offers what you need for the most affordable price; look at what you are getting for the price you are required to pay and determine if it is worth it. Your health and medical aid schemes can’t compare to any sum of money, so when you receive quotations from Oxygen, Spectramed, Bonitas, Discovery and Momentum think long and hard about which of them you want to use, and be sure to read any fine print on the quote; you don’t want to get caught with that!