Compare medical aid prices and you will find that there may slight variation in the benefits you get for the same price. There are a number of medical aid companies in South Africa including Discovery, Bonitas, Spectramed, FedHealth and Medihelp which offer both personal and family cover. When looking for quotes you probably will already have a particular amount you’re willing to spend. The best advice that anyone can give you is to not be too inflexible when it comes to this amount. You can often get much more comprehensive cover for a small amount more every month.
If you have no idea how to compare medical aid prices then don’t worry. It is not complicated at all. Most medical aid companies have a website where you can go to browse the cover provided by their various policies. Normally you can have a look at these options and then request a quote which may or may not be determined by your salary, and the size of your family. After all, if you have a family there is no use pursuing a policy that doesn’t provide family cover benefits. If you have specific medical needs, for example if you have cancer, HIV, or arthritis, these costs will also change. That is why it is a good idea to get a quote from each company before you make your decision.
What is really great about medical aids today is that many of them have additional benefits, other than the cover you want and need for your medical bills. For example, Discovery has the vitality programme which allows you to earn points based on how healthy you are. Those points then translate into great savings on other items like flights, healthy food and magazine subscriptions. Similarly, some plans have a medical savings option which allows you to save a particular amount of money each month. With these great options out there it is time to begin to compare medical aid prices.