Medical Aid South Africa

Oxygen medical aid for South Africa residents is a recommended scheme and backed by the reliable Old Mutual company. This solution offers the client the ability to combine cover with a medical savings account that can be utilised in the event that benefit becomes exhausted. It is a great solution for bigger families which offers good value for money considering a premium is only payable for a single child in the family and depending on when exactly a client signs up for cover, benefits are calculated on a pro-rata scale.

For clients looking at joining the Oxygen medical aid in South Africa there are basically four main package options. These include the core plus, standard, standard plus and elite plus packages each with their own specified benefits and varied cover. Just to name but a few of the benefits of each; the core plus offers hospital and related bills at three times NRPL rate with no annual limit and includes cover for chronic medications and emergency evacuations to hospital. The standard package offers the same benefits as the core plus but with the addition of day to day claims such as consultations at a doctor and medicines which are paid for from specified benefits with an additional savings account.

The standard plus package is similar to the standard option whereas the elite plus option has an extended chronic medication benefit covering a lot more conditions. Additional benefits on all the packages include wellness benefit which can cover a patient for baby immunizations, flu vaccines or HIV exposures just to name a few. Rewards plus can offer a member extra benefits such as discounts on Virgin Active gym membership fees or British Airways flights. There are many choices of cover for individual families offered by the Oxygen medical aid scheme in South Africa and it really boils down to the individuals or a families specific hospital, doctor and medical needs.